Amazing Sights at Angkor In Cambodia
February 13, 2014 – 4:34 am | No Comment
Angkor is a UNESCO protected city and the largest archaeological sites in South East Asia stretching in an area of 400 km. It is a destination which has the remains of the Khmer regime and the parks, temples and hydraulic structures mesmerize you with its sheer grandeur and splendour. Every year millions tourist cross flock to this amazing fairy tale land and enter Angkor Wat, the largest religious  [...]

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Hiring & Insuring a Car Abroad

Posted on March 11, 2013 | Travel TipsNo Comment

People travelling overseas, should consider insuring a car abroad. The first thing to be done is to find out from the current insurer if the prevailing cover takes care of foreign travels. If the cover is limited to the home country only, an extension can be requested. It should be noted that the extended cover will be for thirty consecutive days only.

When considering being overseas for more than ninety days in a given year, this will not be a valid option. This restriction applies to European car insurance that is provided by many insurers. Expatriates and people involved in international business can take expatriates’ car insurance that offers more flexibility and provides cover for a longer period of time.

Before travelling overseas, it is good not to under or over insure. Travelling outside the home country exposes a person to more possibilities of accidents. The comprehensive insurance cover should include as many likely calamities as possible. For a vehicle that is less than one year old, it is important for the owner to ensure the cover provides for recovery of the purchase price in case of theft or serious damage.

Insuring a Car in Abroad

People visiting other countries should find more about insurance requirements in their destination country. This information can be acquired through the foreign office. In some countries it is a requirement to make the arrangement through local insurance companies. In such a case the transaction can be carried out easily with the help of international insurance providers.

When shopping for the desired cover, it is important to consider how claims and accidents determine increment in premiums. The person seeking the policy will save the traveller a lot of money in the future when armed with this kind of knowledge. The uninsured should also confirm that any claims awarded will be paid directly to their local bank accounts in their local currency. This will eliminate the need to pay additional commission and bank charges for the transaction.

The cost of insuring a car abroad is determined by two factors. The first one depends on the destination country. This is because some countries are considered more risky by insurance companies than others. When going to a country deemed to be risky, higher premiums will be charged.

The other factor determining the cost of premiums is the personal circumstances of the insured. A driver with a history of causing accidents or one who is not highly experience is considered more likely to cause accidents and will therefore pay higher premiums. Other factors considered by insurers when providing cover include gender, age claims history and traffic offences committed in the past.

It is possible to get insurance cover through the internet. There are various companies that can be considered for this purpose through the web. This can be a good way for the traveller to save money for the insurance cover. There are websites that can help in the search for insurance companies offering the most affordable premiums.

When using a hired vehicle, travellers should consider car hire excess insurance. In case the hired vehicle is stolen or damaged in an accident during the period of hire, the person who has hired it will be required to pay excess charges. The charge is applicable even when the accident was caused by another person. The excess insurance covers such additional charges.

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